About Us

Our Mission is to treat each client’s needs as if they were our own. We are proud of the long-term relationships we have established with our clients and are committed to the highest level of service and excellence. 

We established the company Cornerstone Financial and Cornerstone Medicare Solutions and built it based upon Christian financial principles. We have secured contracts with multiple insurance companies and multiple investment firms.We have had the opportunity of advising others with their Insurance, Financial and Investment needs for 23 years.

Please come and give us a chance to become your advisor.

See What Our Customers Are Saying About Us

"If a Golden Globe Award could be given to Charotte Gobin, I would be the first celebrating! A couple years ago, I was in a position of needing help with a decision for a Medicare Advantage plan. She quieted my nerves with compassion and found a plan to take care of my needs. I know I can call her with questions, and she always has the answers. She explained everything simply so I could understand. I have not only found someone I trust with the answers about my plan....I gave gained a wonderful friend. I am sure that all of her clients feel the way I do about Charlotte. Drum Roll for a great Medicare lady and wonderful friend! "

Linda Keene


“I reluctantly met with Cornerstone Medicare Solutions to review my health insurance needs. When I left, I ended up saving over $800 per month and had better benefits. I know insurance people can be a pain, but give these guys a chance.”

Larry Jones, Retired

“During the past 8 years I have utilized the services of Mr. Riggenbach and Cornerstone Financial. The insurance and financial model provided has proven invaluable in my efforts to have a sound financial plan for the future.”

Don Anchors, Senior Partner / Anchors, Smith, Grimsley, PA


“I have been working with Cornerstone for over 15 years. As a business owner their Insurance and Financial Planning are vital to my continued success. Cornerstone helped me develop business plans and kept me in business when my partner passed. I would not have a livelihood or my company if it were not for their planning. Bottom line is they can help you with your Bottom Line! Please take a moment and give the advisors a few minutes of your time.”

Len Williams of Emerald Coast Leadership Associates


“I would like to take a few minutes to thank you for your kindness and helpfulness in a time of confusion in my life.”

Tony Bigot

Fort Walton Beach

“I was blessed to find Charlotte Gobin at Cornerstone Medicare Solutions. Her infinite knowledge has provided me with continual excellent medical coverage and her genuine compassion has made it very easy to trust her. While looking for an insurance agent, I found a tremendous friend.”

Patricia White

Fort Walton Beach